Practical Examples

**The Rule for Identifying Riba:** **When selling usurious items of the same type, two conditions apply:** 1. Exchange must occur in the same session before parting 2. Must be equal by the Shariah measure (volume for volume, weight for weight) **If selling usurious item for different type:** No equality required, but exchange in session required. **If selling usurious item for non-usurious item:** Exchange and equality both not required. **Practical Examples:** | # | Transaction | Ruling | Reason | |---|-------------|--------|--------| | 1 | 100g gold for 100g gold after a month | **Prohibited** | Did not exchange in session | | 2 | 1kg barley for 1kg wheat | **Permissible** | Different types - but must exchange in session | | 3 | 50kg wheat for a sheep | **Permissible** | Usurious for non-usurious - no restrictions | | 4 | 100 dollars for 110 dollars | **Prohibited** | Same type, unequal | | 5 | Borrowed $1000, returns $1200 after a month | **Prohibited** | Increase for delay | | 6 | 100 silver dirhams for 10 gold dinars, paid after a year | **Prohibited** | Must exchange hand to hand | | 7 | Buying/selling shares of riba-based banks | **Prohibited** | Currency for currency without equality or exchange |