Riba al-Nasi'ah (Deferment)

**Definition:** Increase in one of two items in exchange for delay in payment, or delaying receipt when selling two types that share the 'illah of riba al-fadl (not being currency). **Example:** A person sells 1,000 sa' of wheat for 1,200 sa' of wheat for one year. The increase is in exchange for the delay. **Ruling:** **Prohibited.** The texts from Quran and Sunnah prohibiting riba and warning against dealing with it include this type of riba primarily. **Historical Context:** - This is the type of riba known in pre-Islamic times (Jahiliyyah) - This is what interest-based banks deal with today **Evidence:** - **Hadith of Abu Sa'id al-Khudri رضي الله عنه:** The Prophet ﷺ said after mentioning gold and silver: "Do not sell them when absent for present." In another wording: "What is hand to hand is fine, and what is on credit (nasi'ah) is riba" [Muslim]