5. 'Inah Sale

**Definition:** A person sells an item to another for a known price on credit, then buys it back from him for a lesser cash price. **Example:** - A person sells a car for 50,000 on credit for one year - Then the original seller buys it back for 40,000 cash - At year's end, the buyer pays the seller 50,000 - Net result: The buyer got 40,000 cash and returns 50,000 - effectively a loan with interest **Why Called 'Inah:** Because the buyer takes cash ('ayn - ready money) in place of the item. **Ruling:** This sale is **prohibited** because it is a trick to reach riba. **Evidence:** - **Hadith of Ibn Umar رضي الله عنهما:** The Messenger of Allah ﷺ said: "When you deal with 'inah, hold the tails of cattle, are content with agriculture, and abandon jihad, Allah will impose upon you a humiliation that He will not remove until you return to your religion" [Abu Dawud - sahih]